Credit Card

Credit card payments are the easiest method to set up for food businesses, and credit card billing is processed the quickest. Credit card billing has a 4% platform fee.


ACH payment methods are more cumbersome to set up for food businesses (requires verification steps). However, the platform fee is lower than it is for credit cards, at 2% for any billed items.

The main differences

  1. ACH platform fees are less than credit card (2% vs 4%)
  2. ACH takes longer than a credit card to process (up to 7 days for ACH vs 3 days for credit card)
  3. Credit card requires fewer steps to set up than ACH